Eligibility requirements for the QIB World Mastercard
☑️ Must be a QIB account holder or open a new account
☑️ Meet the minimum income criteria set by the bank
☑️ Have a stable credit history
☑️ Adhere to Islamic banking principles
☑️ Additional criteria as determined by QIB
Documents needed for application
📄 Valid Qatari ID or passport
📄 Proof of income (e.g., salary certificate, bank statements)
📄 Completed application form
📄 Any other documents requested by QIB
Approval depends on fulfilling the bank’s criteria. Additional documents may be required to finalize the application process.
How to apply for the QIB World Mastercard
The QIB World Mastercard application process is simple and convenient. Start by visiting a QIB branch or their official website. Once there, access the application form, fill in your personal and financial details accurately, and attach the necessary documents. Submit the application either online or in person.
After submission, the bank will review your application. If approved, you’ll receive your card and activation instructions. If denied, you can revisit the requirements and reapply after a specified period, ensuring all criteria are met to improve your chances.
How to pay monthly bills
Managing payments for your QIB World Mastercard is straightforward. Payments can be made through the QIB mobile app, at ATMs, or directly at QIB branches.
For optimal financial management, aim to pay at least the minimum balance by the due date, though settling the full balance each month is recommended to avoid extra charges.
Fees and costs
The QIB World Mastercard provides exceptional benefits, but it’s important to understand the associated fees:
🔴 Annual fee: QAR 500 (first year free for primary cards)
🔴 Profit rate on unpaid balances: 1% per month
🔴 Cash withdrawal fee: 3% of the amount withdrawn
🔴 Currency conversion fee: Up to 3% for transactions in non-QAR currencies
🔴 Late payment fee: 2% of the unpaid amount, donated to charity
For the most accurate and updated details, consult QIB’s official resources.
A tip for your wallet
To make the most of the QIB World Mastercard, focus on consolidating your spending to maximize Absher points. Always aim to pay your balance in full within the 45-day interest-free period to avoid additional fees.
If you use the cash withdrawal feature, ensure you have a repayment plan to avoid accumulating debt. This card is perfect for those seeking financial flexibility, exclusive perks, and a seamless banking experience.
Apply now!
Take the next step and enhance your financial lifestyle with the QIB World Mastercard. Visit a QIB branch or their website today to begin your application process.